Digital Finance & Social Protection

Expendo Mobility
Micro-Insurance Ltd

Making insurance simple, affordable, and accessible for boda boda riders and informal workers who earn daily. We deliver high-impact protection through mobile technology and trusted community networks.

Innovative Insuretech Platform

Expendo Ltd
(Boda-Insurance)

Transforming asset protection for Africa's gig economy. We enable boda boda riders to access affordable, flexible motorcycle insurance, combining digital financing with seamless acquisition. Driving financial inclusion and measurable social impact.

Our Products

Expendo Mobility Micro-Insurance

Personal protection and social safety products

Hosi Bill

Personal accident and funeral cover for boda boda riders. Pay-as-you-go protection with KES 50-100 weekly contributions. Get covered without long-term contracts and access care when accidents occur.

KES 50/week - KES 50,000 coverage

KES 100/week - KES 100,000 coverage

Tari

Simple death-benefit cover to help families handle funeral expenses with dignity. From KES 500/month, receive up to KES 100,000 payout to nominated next of kin. Fast, clear, and trusted support when it matters most.

From KES 500/month

Up to KES 100,000

Expendo Ltd (Boda-Insurance)

Comprehensive motorcycle insurance with flexible financing

Ride-60

Tailored for individual boda boda riders not yet part of a registered group or SACCO. Start with Ksh 1,000 deposit, followed by daily payments of Ksh 60 over 60 days. Comprehensive motorcycle insurance without large upfront burden.

Ksh 1,000 deposit

Ksh 60/day for 60 days

Total: Ksh 4,600

Ride-86

Designed for riders already members of a registered group or SACCO on the Qundi Platform. Daily payments of Ksh 86 for 60 days, leveraging collective bargaining and risk-sharing benefits. Insurance certificate issued in three monthly installments.

No deposit required

Ksh 86/day for 60 days

Total: Ksh 5,160

What Our Users Say

JM

Expendo Mobility has transformed my business. I'm saving money on fuel and maintenance, and the insurance gives me peace of mind. It's a game-changer for gig workers like me.

John Muthomi - Boda Boda Rider, Nairobi
SO

As a delivery driver, Expendo Mobility has been a lifesaver. The discounts on vehicle servicing and the affordable insurance have helped me increase my profits significantly.

Sarah Ochieng - Delivery Driver, Mombasa
MO

The financial support from Expendo Mobility helped me upgrade my vehicle. Now I can take on more jobs and earn more. It's been a great investment in my future.

Michael Omondi - Taxi Driver, Kisumu

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